The CMA is investigating the anticipated acquisition by Mitie Group PLC of Interservefm (Holdings) Ltd.
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mercredi 30 septembre 2020
Ardonagh Group / Bennetts Motorcycling Services merger inquiry
The CMA is investigating the anticipated acquisition by Ardonagh Group Limited of Bennetts Motorcycling Services Limited.
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mardi 29 septembre 2020
CCJ set aside defence
Can I please have some guidance on the defence that can be used when someone was in negotiations with the claimant which was not concluded before they entered a CCJ against the defendant?
Motorcycle insurance merger to be reversed following CMA concerns
The CMA has accepted a proposal from Ardonagh to fully unwind its recent £26 million purchase of Bennetts to resolve competition concerns.
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side entry dispute
My neighbour is trying to build a wall in the front garden up to the side entry. He is not allowing me enough space to get my bins out from the back garden to the front. Has said I just need enough space for myself to access the entry and not my bins. Please advise.
Regards
Fustrated neighbour
Regards
Fustrated neighbour
Advice needed !
Hi all,
I have recently been made subject of a disciplinary investigation by my current employer.
without going into detail an issue between myself and a female employee had a falling out after a relationship over 12 months ago she has since left the job and made allegations against me ?
Now the allegation made against me is false and my employer has stated they cannot investigate somebody who has left?
is this true as the alleged victim is still attending the weird place to be interviewed and would need to attend any subsequent disciplinary hearing if it goes that far ?
I have recently been made subject of a disciplinary investigation by my current employer.
without going into detail an issue between myself and a female employee had a falling out after a relationship over 12 months ago she has since left the job and made allegations against me ?
Now the allegation made against me is false and my employer has stated they cannot investigate somebody who has left?
is this true as the alleged victim is still attending the weird place to be interviewed and would need to attend any subsequent disciplinary hearing if it goes that far ?
Incorrect default on credit file
Hi there,
In 2005, HSBC took a charge out on my property for an alleged debt.
I had a dispute regarding the debt, it was going through the Courts, and HSBC eventually offered to settle .
The agreement was made in 2015, and was that HSBC would wipe the alleged debt out, they would remove the charge from my property, and offered me a £15000.00 redress payment.
The above was all confirmed in an order from the Court. I received a letter from HSBC stating that they'd removed the charge from my property, and they made the £15000.00 payment into my bank account.
However, I have discovered that the debt is still showing on my credit file, and not only that, but it is showing as having defaulted in 2015.
Please could anyone advise me as to how I can get this removed from my credit file, and if I can claim a redress payment as this has greatly affected my credit rating, and effectively stopped me doing things I wanted to do with my life.
Many thanks.
In 2005, HSBC took a charge out on my property for an alleged debt.
I had a dispute regarding the debt, it was going through the Courts, and HSBC eventually offered to settle .
The agreement was made in 2015, and was that HSBC would wipe the alleged debt out, they would remove the charge from my property, and offered me a £15000.00 redress payment.
The above was all confirmed in an order from the Court. I received a letter from HSBC stating that they'd removed the charge from my property, and they made the £15000.00 payment into my bank account.
However, I have discovered that the debt is still showing on my credit file, and not only that, but it is showing as having defaulted in 2015.
Please could anyone advise me as to how I can get this removed from my credit file, and if I can claim a redress payment as this has greatly affected my credit rating, and effectively stopped me doing things I wanted to do with my life.
Many thanks.
Pot hole damage caused by British Gas
I suffered two near side punctures after hitting an exposed gas manhole cover because British Gas had not repaired the road patch around the steel cover properly. According to the local Highways Authority the gas company was to blame. Can you advise on what action I can take to reclaim my repair costs?
A Skeleton Argument with copies of authorities
Hi! I have to prepare a Skeleton Argument with copies of authorities for the High Court of Justice. Please advise me of some authorities where there was no evidence to support the judgment, order or findings of fact.
Can I leave my car at local dealership?
Hi,
I've been trying to get Audi Finance to process my VT since 21.08.2020, told it would take a total of 4 weeks, theyve been sat on my case and not processed it until I called about 2 weeks ago, I'm having to call them every other day to chase and escalate, it's reduced me to tears at the lack of help I'm getting from them.
My insurance will end 01.09.2020 and I refuse to have to pay admin fees and daily insurance at which Audi finance has said they will not refund me even though they admitted my emails been sat in someone's mailbox and was not actioned.
After all this torture I'm just at my wits end and dont want the car anywhere near me, am I allowed to leave it at Audi where I bought it from so they can just pick it up from there or would I still have to pay insurance even if I do that? I haven't even written my numerous phone calls and 2 call back from managers which is promised 48 hours...still waiting..
thank you
I've been trying to get Audi Finance to process my VT since 21.08.2020, told it would take a total of 4 weeks, theyve been sat on my case and not processed it until I called about 2 weeks ago, I'm having to call them every other day to chase and escalate, it's reduced me to tears at the lack of help I'm getting from them.
My insurance will end 01.09.2020 and I refuse to have to pay admin fees and daily insurance at which Audi finance has said they will not refund me even though they admitted my emails been sat in someone's mailbox and was not actioned.
After all this torture I'm just at my wits end and dont want the car anywhere near me, am I allowed to leave it at Audi where I bought it from so they can just pick it up from there or would I still have to pay insurance even if I do that? I haven't even written my numerous phone calls and 2 call back from managers which is promised 48 hours...still waiting..
thank you
Jacobs removal team
Received a text stating that an enforcement agent came to my house and I refused to pay, so they were starting removal action and has to phone them immediately to pay and stop proceedings. NO ONE came to my house as I’ve been home all day, as we’re in isolation bc my son had to have a covid test the previous day. What are my options and can I complain about the blatant lie about my refusal to pay something I have disputed in the past with the original company. It was for parking that I paid for and sent the council copies of the meter tickets, yet no one replied, so assume it had been wiped clear.
Car deposit
Please advise if I’m entitled to my deposit back if I paid over the phone ? I’m due to visit the dealership tomorrow
thankyou
thankyou
Advise on conflict of interest with solicitors
Hi everyone,
I have recently purchased a property (first time buyer), my solicitor who was recommended by the estate agents was AWFUL to which I have taken to the ombudsman. My big question is, I have searched LinkedIn and found out the solicitor I used have the same managing director and several employees as the solicitor that was used by the person I purchased the property off.
Is this a conflict of interest??
I have had many issue with my own and the vendors solicitor about the same issue to which I have tried to complain to which is how I found out he has both companies.
I have been advised to go to the sra but not really sure what this comes under?
please anyone can you help.
I have recently purchased a property (first time buyer), my solicitor who was recommended by the estate agents was AWFUL to which I have taken to the ombudsman. My big question is, I have searched LinkedIn and found out the solicitor I used have the same managing director and several employees as the solicitor that was used by the person I purchased the property off.
Is this a conflict of interest??
I have had many issue with my own and the vendors solicitor about the same issue to which I have tried to complain to which is how I found out he has both companies.
I have been advised to go to the sra but not really sure what this comes under?
please anyone can you help.
VT moneyway
Hello, I know this has probably been done to death so apologies in advance.
I recently terminated my finance with moneyway and they collected the car, the person collecting did not give me an invoice or anything to sign. Just took the car and said he’d signed on my behalf.
money marked my account as closed on the 2/09 according to credit karma. However, they have now put a default on my credit file for three missed payments. When contacted on Friday they said there was an outstanding invoice to pay!
I informed them this was the first I had heard of it and asked them to email me the invoice. Called again today as still no invoice (they have to check internally if they are allowed to email it?) and asked for the details of the invoice.
there is a charge for damage to the wing, a large scratch on the other wing (there when I bought it and reflected in price), missing locking wheel nut (I told the man collecting where it was in the car!!) and £170 for a missing service history (came without one and I never had it serviced in the three years I had it).
I’m aware I can claim scratches etc as wear and tear but what do I do about the service history? There is nothing in the terms and conditions given to me on purchase, it just says car should be returned with registration, tax disc and mot if asked for. No mention at all of service history.
Does anyone know where I stand with fighting this?
Thanks in advance for your help.
I recently terminated my finance with moneyway and they collected the car, the person collecting did not give me an invoice or anything to sign. Just took the car and said he’d signed on my behalf.
money marked my account as closed on the 2/09 according to credit karma. However, they have now put a default on my credit file for three missed payments. When contacted on Friday they said there was an outstanding invoice to pay!
I informed them this was the first I had heard of it and asked them to email me the invoice. Called again today as still no invoice (they have to check internally if they are allowed to email it?) and asked for the details of the invoice.
there is a charge for damage to the wing, a large scratch on the other wing (there when I bought it and reflected in price), missing locking wheel nut (I told the man collecting where it was in the car!!) and £170 for a missing service history (came without one and I never had it serviced in the three years I had it).
I’m aware I can claim scratches etc as wear and tear but what do I do about the service history? There is nothing in the terms and conditions given to me on purchase, it just says car should be returned with registration, tax disc and mot if asked for. No mention at all of service history.
Does anyone know where I stand with fighting this?
Thanks in advance for your help.
Unregistered People Living Next Door
Can I please ask for some advice regarding my neighbour next door.
It started off last year.
Her daughter and son in law moved in back in November last year.
We've had nothing but problems since.
We've experienced problems with parking, noise, banging on the party wall at all times of the day and night (that appears to have now stopped), selling stuff from the property, and the main gripe is we can smell cannabis being smoked regularly.
I approached the Council Tax department, and was told that she had not declared that they had moved in with her and they would send a letter out to her.
I don't know the outcome of this as the Council won't tell me even though I'm the complainant.
The other thing is she has also failed to inform Electrol register as well.
Recently we were all sent our yearly Electrol forms, the neighbour filled her's in falsely, claimed she was still living alone.
I informed Electrol services recently, they sent her another form end of last week, so far the neighbour has failed to return the forms back.
Both my husband and I are very alarmed as to why our neighbour appears to not want her daughter and son in law registered at her address.
We understand the son in law is an American national, we are concerned he might be here illegally and might not have a valid full visa, this could be 1 reason why they are not registered as living there.
We are at a loss what to do about the situation, they have been living here for 10 months unregistered, and have caused nothing but trouble.
Until they appeared on the scene, we had a good relationship with our neighbour, but since they have arrived she stopped speaking to us.
Because the Council seem to want to do very little about the situation, and the fact remains they are unregistered at this address, any advice please?
Thank you.
It started off last year.
Her daughter and son in law moved in back in November last year.
We've had nothing but problems since.
We've experienced problems with parking, noise, banging on the party wall at all times of the day and night (that appears to have now stopped), selling stuff from the property, and the main gripe is we can smell cannabis being smoked regularly.
I approached the Council Tax department, and was told that she had not declared that they had moved in with her and they would send a letter out to her.
I don't know the outcome of this as the Council won't tell me even though I'm the complainant.
The other thing is she has also failed to inform Electrol register as well.
Recently we were all sent our yearly Electrol forms, the neighbour filled her's in falsely, claimed she was still living alone.
I informed Electrol services recently, they sent her another form end of last week, so far the neighbour has failed to return the forms back.
Both my husband and I are very alarmed as to why our neighbour appears to not want her daughter and son in law registered at her address.
We understand the son in law is an American national, we are concerned he might be here illegally and might not have a valid full visa, this could be 1 reason why they are not registered as living there.
We are at a loss what to do about the situation, they have been living here for 10 months unregistered, and have caused nothing but trouble.
Until they appeared on the scene, we had a good relationship with our neighbour, but since they have arrived she stopped speaking to us.
Because the Council seem to want to do very little about the situation, and the fact remains they are unregistered at this address, any advice please?
Thank you.
Redundancy & Loan
Good afternoon,
I'm in the final stages of being made redundant (not voluntarily). I had a loan with the company and my employer is now looking to recoup this loan by way of a deduction from my redundancy - is this acceptable, and more importantly legal?
I don't dispute the loan but it will be hard for me to survive if my small redundancy package is reduced by this deduction. I don't have an official loan agreement, just a simple letter. The only clause referring to repayment in full is this:
QUOTE " Should you leave the employment of the company at any time then the outstanding balance at that time would need to be immediately settled."
Any advice would be gratefully received.
Thanks
Mike
I'm in the final stages of being made redundant (not voluntarily). I had a loan with the company and my employer is now looking to recoup this loan by way of a deduction from my redundancy - is this acceptable, and more importantly legal?
I don't dispute the loan but it will be hard for me to survive if my small redundancy package is reduced by this deduction. I don't have an official loan agreement, just a simple letter. The only clause referring to repayment in full is this:
QUOTE " Should you leave the employment of the company at any time then the outstanding balance at that time would need to be immediately settled."
Any advice would be gratefully received.
Thanks
Mike
viagogo / StubHub merger inquiry
The CMA is investigating the completed acquisition by PUG LLC (viagogo) of the StubHub business of eBay Inc.
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How to deal with a embezzlement?
One of my co-workers quit his job three months ago and left the country(UAE) already. Now we found out that for a substantial amount, he embezzled the company.
Does anybody have experience what to do now?
Do we need a lawyer from law firms in UAE?
Or do we need to go to the police?
Does anybody have experience what to do now?
Do we need a lawyer from law firms in UAE?
Or do we need to go to the police?
FNZ / GBST merger inquiry
The CMA is investigating the completed acquisition of GBST Holdings Limited by FNZ (Australia) Bidco Pty Ltd.
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Aeromexico Reservations +1-888-526-9336
Are you planning to take a break and fly to the pristine beaches of the US? If yes, you can book your flight with Airlines. It offers the best deals in flights within a short time of your travel. To book the cheapest flights, you need to call the Aeromexico Reservations Phone Number +1-888-526-9336. On booking a flight with airlines, you can also enjoy the unlimited offers and benefits it provides all round the year.
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Speeding fine
I received a speeding fine of £100 which I paid. I sent my licence off as advised.
I didn’t hear anything until 6 weeks later the fine was refunded into my bank account. I contacted the office who advised that my licence was not received and that it had been refers to court and I could explain the circumstances then.
I pleaded guilty online and advised that I had paid the original fine and sent my licence off. I have been advised today that the fine is £100 costs are £85 and £32 towards victim funds along with the initial 3 points.
Is there anything so can do this feels extremely unfair to say the least. I still do not have a licence so I assume I will need to pay for a new one now as well.
Thank you for any advice.
I didn’t hear anything until 6 weeks later the fine was refunded into my bank account. I contacted the office who advised that my licence was not received and that it had been refers to court and I could explain the circumstances then.
I pleaded guilty online and advised that I had paid the original fine and sent my licence off. I have been advised today that the fine is £100 costs are £85 and £32 towards victim funds along with the initial 3 points.
Is there anything so can do this feels extremely unfair to say the least. I still do not have a licence so I assume I will need to pay for a new one now as well.
Thank you for any advice.
PPI mishandled
I filled in a PPI claim with 4U, and was told that I would get what I was due in January, but hasn't come and can get no useful answers, in fact they don't reply at all.
lundi 28 septembre 2020
Provisional findings published in CMA review of water price controls
The CMA is consulting on its provisional findings from its redetermination of Ofwat’s proposed 2020-25 price controls.
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Conflicting Overseas Wills
My mother recently died in the UK where she has been living for the past 10 years and we have found 2 Wills. One is in the UK and specifically covers UK assets that go to her new husband.
The other is an Australian Will that leaves her Australian assets to me.
My lawyer tells me that the UK Will has been poorly drafterd in that it overrides (revokes) all earlier Wills including the Australian Will which was prepared many years ago.
Is this correct ?? How can a UK Will that only refers to UK assets revoke an Australian Will that only refers to Australian assets ????
if my lawyer is correct, what recourse do I have as I know my mother wanted me to get her Australian assets.
The other is an Australian Will that leaves her Australian assets to me.
My lawyer tells me that the UK Will has been poorly drafterd in that it overrides (revokes) all earlier Wills including the Australian Will which was prepared many years ago.
Is this correct ?? How can a UK Will that only refers to UK assets revoke an Australian Will that only refers to Australian assets ????
if my lawyer is correct, what recourse do I have as I know my mother wanted me to get her Australian assets.
Ccj claim letter recieved
Hi there I have received a CCJ claim letter today and the claimant is Lowell the amount is for around 2k I haven't responded to it as yet and want to know if I can directly contact the creditor and set up a payment arrangement or does the ccj claim form need to be completed online with an offer? Any help would be appreciated
Luna
Can employer suspend or take a greviance against an employer who has raised several issues risk to staff lack of manager support lack leadership ect. Issues were sent to senior management and occupational health due to employer expressing suicidal ideation.
Building attached to my gable end wall by neighbour
I have recently inherited my late mother's house and I am in the process of selling it. the house is detached but the next door neighbour has attached a flat roof side extension to my wall. They have never had permission to do this and when it wet to planning I objected on my mother's behalf as I stated that this should not be attached to the house wall as she has not given permission and there i no agreement to this.
Unfortunately my mother was in her 80s and I did not want to start a war with next door which could have caused her distress.
Now the buyer wants this flat roof off the wall and he extension down. I am waiting to hear from my solicitor but it has taken so long to get the house sold and we are so close does anyone have any suggestions before I am forced to move in, start a cattery and goth/ hippie commune out of spite.
TIA
Unfortunately my mother was in her 80s and I did not want to start a war with next door which could have caused her distress.
Now the buyer wants this flat roof off the wall and he extension down. I am waiting to hear from my solicitor but it has taken so long to get the house sold and we are so close does anyone have any suggestions before I am forced to move in, start a cattery and goth/ hippie commune out of spite.
TIA
Cabot Theats Help?
Hi I'm hoping someone can help me, I have been paying Cabot £1 a month and also other collectors, but Cabot is now saying that there software indicates that I can afford to pay more (which I cant)
They are saying I must contact them now or they will get a court order for a CCJ against me.
I'm not very good at dealing with these people they just talk rings around me.
I don't know my rights if I have any, I don't know what to expect from them?
If anyone can advise me please, I'm feeling stressed and panicked again with these people. Thanks.
They are saying I must contact them now or they will get a court order for a CCJ against me.
I'm not very good at dealing with these people they just talk rings around me.
I don't know my rights if I have any, I don't know what to expect from them?
If anyone can advise me please, I'm feeling stressed and panicked again with these people. Thanks.
The FCA and the Bank of England encourage market participants in further switch to SONIA in interest rate swap markets
A key milestone recommended by the Working Group on Sterling Risk-Free Reference Rates (‘the Working Group’) is to cease initiation of new GBP LIBOR l
https://www.fca.org.uk/news/statemen...e-swap-markets
Separation v Divorce and property.
Hi. So I remarried a number of years ago and my spouse came to live with me in England in 2009. In 2011 I bought a house and used all my life savings of 30k as a deposit. Now the marriage has gone into rocky waters. She hasn't contributed a single penny to the house, and isn't on the mortgage or title deeds. If things went pear shaped could she still have a claim on the house? We have been married 12 years.
I don't mind paying her, but I feel that she is trying to get away with whatever she can
Ideally I want to sell the house and then give her some money, ie money she can use to get her own place etc.
But someone told me I can't even sell the property if she doesn't consent. I was told there is now a form that has to be filled in by anyone over 18 who lives in the house.
Is this accurate? (even when she not on the title deeds or mortgage? )
Lastly I wish to know what would happen if I paid the remaining mortgage of and then 'gifted' the house to my children from 1st marriage ie could she put a stop to that. Any help would be appreciated. Thanks
I don't mind paying her, but I feel that she is trying to get away with whatever she can
Ideally I want to sell the house and then give her some money, ie money she can use to get her own place etc.
But someone told me I can't even sell the property if she doesn't consent. I was told there is now a form that has to be filled in by anyone over 18 who lives in the house.
Is this accurate? (even when she not on the title deeds or mortgage? )
Lastly I wish to know what would happen if I paid the remaining mortgage of and then 'gifted' the house to my children from 1st marriage ie could she put a stop to that. Any help would be appreciated. Thanks
FNZ / GBST merger inquiry
The CMA is investigating the completed acquisition of GBST Holdings Limited by FNZ (Australia) Bidco Pty Ltd.
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Transparency data: Whistleblower statistics 2019 to 2020
External disclosures made to the CMA between 1 April 2019 to 31 March 2020 which we reasonably believe are 'qualifying disclosures' and the action taken for each case.
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Welcome finance
I’ve been trying to claim poi back from them for ages the company have said I need account numbers but it’s been over 10 years no idea where those will be now
Lowell
Hi, can lowell bebt collector still chace you for a ccj from 2010? I phone up to pay a small debt and started to bring up.the past saying i still owe this and still owe that from 10 years ago. Thanks
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Advice - default in judgment - what happens
Good morning All,
I have been dealing with a data breach case which I have put together and submitted to the courts. Claim is for distress from data breach.
The case involved a CCTV breach were the defendants CCTV was moved to photograph me and my family (surveillance 24/7) I obtained a copy of the footage and had the evidence to take the two defendants to court.
One defendant denied everything - the other sent a 200 page file which was supposed to be a defence which the court refused to accept.
The 2nd defendant did not submit a valid defence (Courts words not mine) - then failed to acknowledge the claim - did not even take time to contact me.
As a result I got a default judgment - damages decided by the court. So a District Judge has the file.
What I would like help with is this...
The 2nd defendant would now have to pay up - or ask for the judgment to be set aside (Cost £255.00 ? + legal costs). I will challenge at a hearing if they ask to set aside. Dont believe they have a defence !
Does anyone know what happens to the 1st defendant ? what if the case goes to a hearing ? I dont want the case to let the 1st defendant off the hook as they are probably as guilty as the 2nd defendant ..
Will the judge look at the first defendants defence when awarding damages ?
Just unsure as I have two defendants in my book I dont think they will be having to much luck with defending the claim at all.
Any comments would help thank you,
Best ...
I have been dealing with a data breach case which I have put together and submitted to the courts. Claim is for distress from data breach.
The case involved a CCTV breach were the defendants CCTV was moved to photograph me and my family (surveillance 24/7) I obtained a copy of the footage and had the evidence to take the two defendants to court.
One defendant denied everything - the other sent a 200 page file which was supposed to be a defence which the court refused to accept.
The 2nd defendant did not submit a valid defence (Courts words not mine) - then failed to acknowledge the claim - did not even take time to contact me.
As a result I got a default judgment - damages decided by the court. So a District Judge has the file.
What I would like help with is this...
The 2nd defendant would now have to pay up - or ask for the judgment to be set aside (Cost £255.00 ? + legal costs). I will challenge at a hearing if they ask to set aside. Dont believe they have a defence !
Does anyone know what happens to the 1st defendant ? what if the case goes to a hearing ? I dont want the case to let the 1st defendant off the hook as they are probably as guilty as the 2nd defendant ..
Will the judge look at the first defendants defence when awarding damages ?
Just unsure as I have two defendants in my book I dont think they will be having to much luck with defending the claim at all.
Any comments would help thank you,
Best ...
dimanche 27 septembre 2020
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Dissolving a property Joint ownership.
I wish to divorce. My wife and I have joint ownership of where we live. I will need sufficient funds to buy somewhere to live. How do I proceed?
VT Santander Consumer Finance
VT'ing my PCP tomorrow and wanted to know the process if anyone has gone through it with Santander CF.
Do I first need to call them to state I would like to VT, and then submit a letter/email confirming it?
And once I VT, do I need to keep the car insured and taxed before someone collects it? As I need to swap over my car insurance onto the new vehicle (subsequently leaving the old vehicle uninsured).
Appreciate any help on this.
Do I first need to call them to state I would like to VT, and then submit a letter/email confirming it?
And once I VT, do I need to keep the car insured and taxed before someone collects it? As I need to swap over my car insurance onto the new vehicle (subsequently leaving the old vehicle uninsured).
Appreciate any help on this.
Annulment through Fraud?
Hi there,
I have recently discovered that my husband of 3 years (together 8.5) has 2 (18 and 10) sons from 2 extra-marital affairs in his first 20 year marriage which were undisclosed to me. Should I have had this information available when deciding on a long term relationship with him, i would not have embarked. Likewise so for marriage. I feel cheated out of my last 8 years by living with a stranger. Does anyone feel that this could be grounds for annulment rather than divorce? I have paid 3/4 of the household expenses throughout this relationship and have bank details which will show this. Through divorce obviously he would be finally looked after despite vitually no contributions to a fraudulent marriage. And ultimately taking from my own 2 adult children in the long run....
Any advice much appreciated.
I have recently discovered that my husband of 3 years (together 8.5) has 2 (18 and 10) sons from 2 extra-marital affairs in his first 20 year marriage which were undisclosed to me. Should I have had this information available when deciding on a long term relationship with him, i would not have embarked. Likewise so for marriage. I feel cheated out of my last 8 years by living with a stranger. Does anyone feel that this could be grounds for annulment rather than divorce? I have paid 3/4 of the household expenses throughout this relationship and have bank details which will show this. Through divorce obviously he would be finally looked after despite vitually no contributions to a fraudulent marriage. And ultimately taking from my own 2 adult children in the long run....
Any advice much appreciated.
Getting information on your PCP vehicle post return
R0b Hello,
Like many forum members, I am in a situation where I have returned PCP vehicle 1 month before 3 year contract end date through VT but have been stung with damage charges of approximately £1000.
Having disputed the charges, finance company hasn’t budged and only offered around £50 reduction.
And also offered another £123 reduction for some repair work if I can provide them with VAT receipt for repair work. Now strangely I have not done any repair work on the car and it was bought brand new. So obviously I do not know what repair work they are referring to as no repair work was done on the car. So I have no receipt.
Now having checked my car online, it appears car was sold within one month of returning it. Since car was bought new and returned within 3 years in a very good condition, is there a way to find out how much it was sold for?
This is fo understand if car finance company has managed to sell the car fairly quickly and also managed to sell it for more than their expected price than it means car was actually returned in a reasonably good condition and any charges levied for minor wear and tear should either be reduced or cancelled considering the finance scheme sold the car for higher than expected price.
Paying for their excessive charges for alleged damages would mean, car will be in far better condition as against the actual expectation to return the car in “reasonable” condition.
I have tried to negotiate several times to bring down the disputed charges but car finance company has sent me a final letter that they do not wish to engage any further on this and will pass on the alleged debt to a debt collection. This possibly also means they may try to put a default on the credit file.
Any inputs on what steps to take next and how can we get details on how much your car got sold for? Thank you.
Like many forum members, I am in a situation where I have returned PCP vehicle 1 month before 3 year contract end date through VT but have been stung with damage charges of approximately £1000.
Having disputed the charges, finance company hasn’t budged and only offered around £50 reduction.
And also offered another £123 reduction for some repair work if I can provide them with VAT receipt for repair work. Now strangely I have not done any repair work on the car and it was bought brand new. So obviously I do not know what repair work they are referring to as no repair work was done on the car. So I have no receipt.
Now having checked my car online, it appears car was sold within one month of returning it. Since car was bought new and returned within 3 years in a very good condition, is there a way to find out how much it was sold for?
This is fo understand if car finance company has managed to sell the car fairly quickly and also managed to sell it for more than their expected price than it means car was actually returned in a reasonably good condition and any charges levied for minor wear and tear should either be reduced or cancelled considering the finance scheme sold the car for higher than expected price.
Paying for their excessive charges for alleged damages would mean, car will be in far better condition as against the actual expectation to return the car in “reasonable” condition.
I have tried to negotiate several times to bring down the disputed charges but car finance company has sent me a final letter that they do not wish to engage any further on this and will pass on the alleged debt to a debt collection. This possibly also means they may try to put a default on the credit file.
Any inputs on what steps to take next and how can we get details on how much your car got sold for? Thank you.
Lowell solicitors
I received a ccj off Lowell solicitors .I paid the ccj ,then they wrote saying I now owed Lowell's personally another £170 .Now they have written saying I now owe them £270 for failing to pay the £170 .Is this legal .After the ccj,I expected any debt to be on it .
samedi 26 septembre 2020
Pieerhead carpark exmouth
Hi
I have just received a legal letter saying a PCN was issued in Jume. At no point did I receive a ticket on my car and it is a long time ago I'm not even sure it was me driving.
I thought it was a requirement to have a PCN stuck to your windscreen?
How do I know the period they are claiming for as the letter says 'the whole of the parking period'?
Thanks
I have just received a legal letter saying a PCN was issued in Jume. At no point did I receive a ticket on my car and it is a long time ago I'm not even sure it was me driving.
I thought it was a requirement to have a PCN stuck to your windscreen?
How do I know the period they are claiming for as the letter says 'the whole of the parking period'?
Thanks
Faulty Used Car
Hi. Bit of a long post but I'm hoping to get some advice. Last week I bought a used car from a private seller and the car is faulty. From the start the engine management light came on and went into limp mode. I've taken it to a garage and they've found it's had the engine replaced. But it's not the right engine so it's throwing faults out. Also the engine number doesn't match the one on the log book and it's been re-mapped. Obviously the mileage isn't going to be correct either.
So, I was wondering if anyone can give me some idea of what my rights are. I wasn't made aware of any modifications to the car and it certainly didn't say in the advert and also the mileage isn't true. Have I been mis-sold it? Would I be entitled to my money back? Is it worth taking legal action against them? I've tried to get in touch with them but I'm being ignored.
Thanks all!
So, I was wondering if anyone can give me some idea of what my rights are. I wasn't made aware of any modifications to the car and it certainly didn't say in the advert and also the mileage isn't true. Have I been mis-sold it? Would I be entitled to my money back? Is it worth taking legal action against them? I've tried to get in touch with them but I'm being ignored.
Thanks all!
Which title deed info do we go with? Right of Way dispute
Hello,
I’m hoping for a little help because we want to build a little garden office at the back of our garden, but there’s a small access point to the neighbour’s garden that means we’d have to make it smaller than we’d want.
when we bought our property in 2018 we were told there were two right of way paths for the neighbouring house (we’ll call it #21). One is at the front of the garden and goes from theirs to ours and down the side alley. The other is around 10ft down at the back of the garden (it’s a small garden) and goes down a right hand path to the same back of house path and down the side alley. When we saw our title deed it only had the front right of way listed and it noted a 1958 conveyance and 1922 agreement between the two properties. It doesn’t mention the back right of way at all and isn’t drawn on the title map either.
We have since had a new neighbour move in and thought this might be a good opportunity to ask if we could get rid of that back access but she says she wants it just in case she could afford to build a structure in the back in the future. I asked the previous owner of #21 if there was any restrictions on which way the door needed to swing or how big it needed to be and if the path needed to be where it was. She shared her title deed and the historical 1958 conveyance which has the path clearly marked. However, we noticed that hers is dated 1994 where ours is dated 1995. Does this mean that ours is actually the correct file and there is no back right of way? I’m curious as to why the two are different in the first place. Do we have a case to say that it’s not actually a right of way because our deed doesn’t have it but does recognise the front one explicitly and mentions the historical agreements. Surely if the back one was still there it would mention that one too.
I wondered if since the previous owner of #21 used it for 26 years if it could be claimed anyway or would that not be the case with a new owner.
Any advice is appreciated. My new neighbour is an agricultural property solicitor and I don’t want to be misinformed if we have a slightly awkward chat. I also want to remain friendly so would prefer to be knowledgeable and not confrontational. If it came down to it we’d rather remain friendly good neighbours than have a court situation etc.
I’m hoping for a little help because we want to build a little garden office at the back of our garden, but there’s a small access point to the neighbour’s garden that means we’d have to make it smaller than we’d want.
when we bought our property in 2018 we were told there were two right of way paths for the neighbouring house (we’ll call it #21). One is at the front of the garden and goes from theirs to ours and down the side alley. The other is around 10ft down at the back of the garden (it’s a small garden) and goes down a right hand path to the same back of house path and down the side alley. When we saw our title deed it only had the front right of way listed and it noted a 1958 conveyance and 1922 agreement between the two properties. It doesn’t mention the back right of way at all and isn’t drawn on the title map either.
We have since had a new neighbour move in and thought this might be a good opportunity to ask if we could get rid of that back access but she says she wants it just in case she could afford to build a structure in the back in the future. I asked the previous owner of #21 if there was any restrictions on which way the door needed to swing or how big it needed to be and if the path needed to be where it was. She shared her title deed and the historical 1958 conveyance which has the path clearly marked. However, we noticed that hers is dated 1994 where ours is dated 1995. Does this mean that ours is actually the correct file and there is no back right of way? I’m curious as to why the two are different in the first place. Do we have a case to say that it’s not actually a right of way because our deed doesn’t have it but does recognise the front one explicitly and mentions the historical agreements. Surely if the back one was still there it would mention that one too.
I wondered if since the previous owner of #21 used it for 26 years if it could be claimed anyway or would that not be the case with a new owner.
Any advice is appreciated. My new neighbour is an agricultural property solicitor and I don’t want to be misinformed if we have a slightly awkward chat. I also want to remain friendly so would prefer to be knowledgeable and not confrontational. If it came down to it we’d rather remain friendly good neighbours than have a court situation etc.
Query over will
Hi - please can you advise if it is the solicitors duty to ensure the executors act appropriately and in a timely manner?
I am the youngest of 3 sisters whose mum died in March making all 3 of us both executors and beneficiary’s - part of mums will also covered my brother who had a learning disability - he sadly died in May
1 sister managed mums affairs and the other my brothers
I have asked them for documents/ information etc and have been ignored
i asked the solicitor about this and he said in time I should receive something
is it not his role to peruse this? He said he was not asked to manage my brothers affairs so didn’t
please can you advise? Thank you
I am the youngest of 3 sisters whose mum died in March making all 3 of us both executors and beneficiary’s - part of mums will also covered my brother who had a learning disability - he sadly died in May
1 sister managed mums affairs and the other my brothers
I have asked them for documents/ information etc and have been ignored
i asked the solicitor about this and he said in time I should receive something
is it not his role to peruse this? He said he was not asked to manage my brothers affairs so didn’t
please can you advise? Thank you
Dog breeder blocking kennel club registration
Afternoon Beagles,
I have a dog-related question I would like to pre-legal advice on. I purchased a dog from a breeder back in 2016. He was sold as kennel club registered (which he was) but other than meeting him at the breeder's house we were not given any real information. He is perfectly healthy, and she is a very food breeder (he came from her personal bitch who is beautiful and very healthy!). In 2018 we purchased another Frenchie, a bitch this time, with the intention of letting them have a litter of puppies ourselves. Both dogs need to be KC registered in order to be able to register your litter as kennel club.
in 2019 they had a puppy who was very healthy and lovely, and we went to register him with the KC. When I got to the registration stage it appeared that the breeder had put a block on me being able to breed with the boy we bought from her. She never mentioned this in the meeting or in the advert.
I went to her as soon as i saw and requested she lift the block but she ignored this request. We let it go for a few months but the new owners have been chasing as they would like him to be registered so that they can get the benefits. I again chased her and she has come back to me with the following response;
"Hi, I’m sorry but this block was placed to stop any breeding happening as I wanted them to be pets only. I realise he is your baby and I know you only have his best interest at heart but the point is that going forward I can’t guarantee his offspring after much"
As much as I understand her (somewhat hypocritical) stance, I was not made aware of this at any point during the purchase, and this would have impacted our decision.
Having gone back and forth with her several times she appears unwilling to budge on this, and I feel my only obvious next step is to get a court to overturn her decision.
Any help, support or thoughts welcome!!!
Thank you
OJ
I have a dog-related question I would like to pre-legal advice on. I purchased a dog from a breeder back in 2016. He was sold as kennel club registered (which he was) but other than meeting him at the breeder's house we were not given any real information. He is perfectly healthy, and she is a very food breeder (he came from her personal bitch who is beautiful and very healthy!). In 2018 we purchased another Frenchie, a bitch this time, with the intention of letting them have a litter of puppies ourselves. Both dogs need to be KC registered in order to be able to register your litter as kennel club.
in 2019 they had a puppy who was very healthy and lovely, and we went to register him with the KC. When I got to the registration stage it appeared that the breeder had put a block on me being able to breed with the boy we bought from her. She never mentioned this in the meeting or in the advert.
I went to her as soon as i saw and requested she lift the block but she ignored this request. We let it go for a few months but the new owners have been chasing as they would like him to be registered so that they can get the benefits. I again chased her and she has come back to me with the following response;
"Hi, I’m sorry but this block was placed to stop any breeding happening as I wanted them to be pets only. I realise he is your baby and I know you only have his best interest at heart but the point is that going forward I can’t guarantee his offspring after much"
As much as I understand her (somewhat hypocritical) stance, I was not made aware of this at any point during the purchase, and this would have impacted our decision.
Having gone back and forth with her several times she appears unwilling to budge on this, and I feel my only obvious next step is to get a court to overturn her decision.
Any help, support or thoughts welcome!!!
Thank you
OJ
Shoplifting
Im sorry but i cant sleep since that day
it was a stupid mistake i done
i just want to know if the police going to do any thing with me in airpor
because my family will be with me snd i dont know what to do
and thank you for replying
it was a stupid mistake i done
i just want to know if the police going to do any thing with me in airpor
because my family will be with me snd i dont know what to do
and thank you for replying
Advice needed how to deal with Excel request
I have received this letter marked 'Private and Confidential'. The address is ours but the name we have never heard of at our address or any other and we have lived here for nearly 20 years. Peeping trough the letter windows it starts to read 'Notice of E....'. (probably enforcement notice'. This is first time we have received it.
On the envelope there is 4x2" stamp says 'IF this person in no longer in residency call Excel on 01492531345....)
Scouring through the internet I gather 'Return to Sender or calling them will have no effect' as they do not believe you. Besides, in my retirement I don't want to be doing a slinging match with any one.
Question I have is 'Am I obliged to call them where they will want to know everything about me including inside trouser leg' and... should I call them or just do 'Return to sender'
Thanks in advance
On the envelope there is 4x2" stamp says 'IF this person in no longer in residency call Excel on 01492531345....)
Scouring through the internet I gather 'Return to Sender or calling them will have no effect' as they do not believe you. Besides, in my retirement I don't want to be doing a slinging match with any one.
Question I have is 'Am I obliged to call them where they will want to know everything about me including inside trouser leg' and... should I call them or just do 'Return to sender'
Thanks in advance
By being helpful could this leave me exposed??
An elderly friend has two classic cars undergoing extensive restoration and he is now suffering eyesight issues that may not be reversible.
As ex motor trade and a trusted friend, he has asked me to now oversee the restoration for him and keep him informed how the cars are progressing.
He has agreed a total cost for the work with the restorer's and they call for further funds as and when they need them. The release of these funds is subject to an inspection of the cars to make sure there is satisfactory progress being made with them etc etc. A normal arrangement with such projects I believe and I have no problem with doing this for him but....
He also wants me to take charge of the finance by giving me the balance of the cost agreed with the restorer's to finish the cars, this is a considerable amount on money (five digits before the decimal point, almost half way to 6 digits). This again is not a problem but we are both retired and he is older than I by some years.
We both realise that we have more years behind us than in front and he has provided instructions of what he wants me to do if age catches him up before they are finished. These instruction also cover should age catch me up first etc etc.
My question is, am I leaving my self exposed (or my estate) should I die, either before or after him and still have his money in an account in my or joint names.
I married late in life (3 years ago) and we have new wills concerning our tenants in common property arrangement this is willed separately to our children (my % to my children and her % to her children).
At today's values, even with this money included, we believe we/I are below the inheritance tax threshold.
I am just looking for some reassurance that by assisting my friend I am not letting myself in for any issues either now or later.
I believe the cars concerned, as classics, are exempt of inheritance tax, am I right?
As ex motor trade and a trusted friend, he has asked me to now oversee the restoration for him and keep him informed how the cars are progressing.
He has agreed a total cost for the work with the restorer's and they call for further funds as and when they need them. The release of these funds is subject to an inspection of the cars to make sure there is satisfactory progress being made with them etc etc. A normal arrangement with such projects I believe and I have no problem with doing this for him but....
He also wants me to take charge of the finance by giving me the balance of the cost agreed with the restorer's to finish the cars, this is a considerable amount on money (five digits before the decimal point, almost half way to 6 digits). This again is not a problem but we are both retired and he is older than I by some years.
We both realise that we have more years behind us than in front and he has provided instructions of what he wants me to do if age catches him up before they are finished. These instruction also cover should age catch me up first etc etc.
My question is, am I leaving my self exposed (or my estate) should I die, either before or after him and still have his money in an account in my or joint names.
I married late in life (3 years ago) and we have new wills concerning our tenants in common property arrangement this is willed separately to our children (my % to my children and her % to her children).
At today's values, even with this money included, we believe we/I are below the inheritance tax threshold.
I am just looking for some reassurance that by assisting my friend I am not letting myself in for any issues either now or later.
I believe the cars concerned, as classics, are exempt of inheritance tax, am I right?
High Court Enforcement Group recovering PPI Fee
Hi there,
I’ve had a letter through today from the High Court Enforcement Group in respect of Allay Claims PPI I failed to pay for £470.
Is there any advice as to how to progress with this, as it wasn’t a credit agreement or loan etc. Will they take me to court? Any info very much appreciated.
Thank you so much.
I’ve had a letter through today from the High Court Enforcement Group in respect of Allay Claims PPI I failed to pay for £470.
Is there any advice as to how to progress with this, as it wasn’t a credit agreement or loan etc. Will they take me to court? Any info very much appreciated.
Thank you so much.
No contact
My father died 3 years ago, we were a very close family, 1 older sister, our mum was the one who took care of finances, mum & dad had saved all their life to leave an inheritance to leave us and their 3 grandchildren, the amount was 50,000, my elder sister who is high up in a position of trust in local government advised mum that the money in her account would mess up her pension an get her in trouble, she advised mum to give her the money and she put it in 5 separate building society accounts in her name not mums, she also has the cards for these accounts.
She then took mum to a solicitor after dad's death and make a will and naming her as executor and giving her power of attorney and access to her bank accounts, one of which had 10,000 for her funeral and other money to clear and bills on her death, as well as mum's saving accounts, I was never told the amounts in those accounts.
After dad died I moved in with mum for months and when I stopped staying there I was still going there dsily as my sister was to busy, once my sister had finished her house renovation she took over and pushed myself and mum's granddaughter (my daughter) out and made it impossible to contact mum, in Jan we were told mum had cancer an had surgery but we weren't needed, we called there, phoned, I wrote letters, cards and sent flowers ( I was having surgery for my own cancer the day we found out about mum) it took me weeks to get better then lockdown happened, still no contact made, we were then told by a distant relative mum had died, my sister didn't tell us, we were not told about family cars, flowers ect even the wake was a secret, we were treated like strangers, It came to light mum had been in hospital a long time and my sister dealt with her mail and never passed on out letters and cards ect, I can only assume she told mum we didn't care, I know the solicitors where the will was made 2 years ago but no proof of inheritance she has, my question is what do I do? She's since cleared out mum and dad's house of everything and handed they keys back to the housing, I feel this was all premeditated by her to block us out financially, with no mention in the will of money and she advised mum not to.
Cabot Financial
Hi, i am hoping you can help me. I had a CCJ from welcome finance in August 2014 which has been removed from my credit file. I was in an IVA from June 2014-2020.
i have had some new Correspondence from them about the outstanding debt. I requested a copy of the CCA agreement And they have written to me to say that as the CCJ was obtained in August 2014, prior to my original CCA request being received and as I didn’t raise a dispute to this matter prior to the judgment, they are fully entitled to enforce the judgement and the duty to supply the requested information no longer applies.
is that correct? Many thanks
i have had some new Correspondence from them about the outstanding debt. I requested a copy of the CCA agreement And they have written to me to say that as the CCJ was obtained in August 2014, prior to my original CCA request being received and as I didn’t raise a dispute to this matter prior to the judgment, they are fully entitled to enforce the judgement and the duty to supply the requested information no longer applies.
is that correct? Many thanks
Broken up, but he owes me for his vehicle!
My sister has been dating an utter loser. She paid off his motorbike loan. The bike is in her name. He won’t give the bike to her, so she can sell it and pay off the loan. He won’t pay the loan. Any advice? Many thanks
Legal Proceedings Against Online Gambling Operator
Hello,
I wish to commence a legal claim for breach of contract against a well known online gambling operator licensed by the UKGC.
I am a UK citizen and the point of consumption was in England. The terms and conditions of the operator state:
”These Terms of Service are governed by the laws of England and the laws of Gibraltar. You hereby irrevocably consent to submit to the jurisdictions of the Courts of Gibraltar and England.”
The claim is for >£10k.
How do I proceed? I can’t use MCOL as they do not have a UK address, although to have a PML license (as required for their UKGC operators license) they must provide one. I have asked the operator directly for a UK address and they responded with their Gibraltar address. Surely I don’t need to appoint a solicitor in Gibraltar to do this for me.
Thank you in advance for your help.
I wish to commence a legal claim for breach of contract against a well known online gambling operator licensed by the UKGC.
I am a UK citizen and the point of consumption was in England. The terms and conditions of the operator state:
”These Terms of Service are governed by the laws of England and the laws of Gibraltar. You hereby irrevocably consent to submit to the jurisdictions of the Courts of Gibraltar and England.”
The claim is for >£10k.
How do I proceed? I can’t use MCOL as they do not have a UK address, although to have a PML license (as required for their UKGC operators license) they must provide one. I have asked the operator directly for a UK address and they responded with their Gibraltar address. Surely I don’t need to appoint a solicitor in Gibraltar to do this for me.
Thank you in advance for your help.
vendredi 25 septembre 2020
Enforceable debts and Settlement offers
Enforceable debts and Settlement offers
Today, 17:04:PM
Hi, i'm new here and i'm just after a bit of advice please. My husband and I have been in a DMP for about 10 years, paying back several debts. We owe about £37,000 and it will probably take another 30 odd years to pay back. We've looked into full and final settlement offers which we've received from Cabot and NCO and they have offered 60% and 65%. I don't believe we've ever received one from PRA but rang and spoke to them and they have offered 45%, 50% and 55% on the 3 debts with them. We have taken out a loan to possibly pay everyone back, but can't do the whole lot (if PRA offered 65% like Cabot then we could afford it). They say they won't budge on the offer. Is it likely to be an enforceable debt and should I ask for CCA or would it have repercussions? Was kind of hoping it would be a way of getting them to play ball and go for a lower offer. Thanks
Today, 17:04:PM
Hi, i'm new here and i'm just after a bit of advice please. My husband and I have been in a DMP for about 10 years, paying back several debts. We owe about £37,000 and it will probably take another 30 odd years to pay back. We've looked into full and final settlement offers which we've received from Cabot and NCO and they have offered 60% and 65%. I don't believe we've ever received one from PRA but rang and spoke to them and they have offered 45%, 50% and 55% on the 3 debts with them. We have taken out a loan to possibly pay everyone back, but can't do the whole lot (if PRA offered 65% like Cabot then we could afford it). They say they won't budge on the offer. Is it likely to be an enforceable debt and should I ask for CCA or would it have repercussions? Was kind of hoping it would be a way of getting them to play ball and go for a lower offer. Thanks
Preserved right to buy
Hi I’m new to the forum but I need some help please my dad has lived in his house since 1971 his grandson has been living with him for just over a year, the council he was with when he took the tenancy was sunbury urban council and there has been a few more after them but now it’s a housing association,when I asked my dads housing officer for a copy of his tenancy agreement she sent it through by email and it says on the tenancy 1996 yet on his online rent account it says 1991 I have asked why it says those years and no one has contacted me back then yesterday I sent a email to the complaints department and they have said that they would look into it any suggestions on what else I can do thanks mary
PCN for crossing the road....
Hi
Just received a pcn for "alleged parking contravention: 38L 38l Failing to comply with a sign indicating that vehicular traffic must pass to the specified side of the sign (must pass to the left). I attach the images.
I don't cross any solid lines is all I can think of, but I do pass the sign to the right - am I bang to rights?
Cheers
Brendan
Just received a pcn for "alleged parking contravention: 38L 38l Failing to comply with a sign indicating that vehicular traffic must pass to the specified side of the sign (must pass to the left). I attach the images.
I don't cross any solid lines is all I can think of, but I do pass the sign to the right - am I bang to rights?
Cheers
Brendan
Next of Kin stopping me determining why my brother died
I hope you can offer me some advice.
My twin problem died in hospital recently (not COVID), and I was not allowed to see him before he died - Only Next of Kin and one other.
I would like to know why my brother died, what happened on the day etc.
The next of kin is not talking , and will not cooperate with PALS (Patient Relations) to give them authority to talk to me.
If the Next Of Kin continues to block me, what can I do ?
Regards,
A T
My twin problem died in hospital recently (not COVID), and I was not allowed to see him before he died - Only Next of Kin and one other.
I would like to know why my brother died, what happened on the day etc.
The next of kin is not talking , and will not cooperate with PALS (Patient Relations) to give them authority to talk to me.
If the Next Of Kin continues to block me, what can I do ?
Regards,
A T
Housing
Hi,which
My very very elderly mum had a rat trying to jump on her bed while she was in it.
I only discovered the rat because she was unwell and I had to stay overnight to tend
to her needs, This was around 3am in the morning so I had to get help to move her from the
downstairs room where the rat was to upstairs as she is disabled and cannot move around without two people's help. Upon getting upstairs in one of the other bedrooms I also discovered another rat,
I got hold of the council later that morning as her landlords are the housing community because this was during the pandemic - Lockdown. Council informed me that they cannot enter the property and therefore could not deal with the rats. As this was an emergency as rodents are a hazard to health and she is fragile and lives on her own I had to help her get someone private to attend to the rodents.
I informed the Housing community and they told me that removing rodents from the home was up to the tenant to do, In her tenancy agreement which is a standard terms and conditions agreement there is nothing that states that either tenant or Landlord should remove rodents. The root cause of the rodents getting in was through a hole in the external wall of the home.
My mum had to pay a large sum out of her pension that she could barely afford to get the rodents out and ensure there were no more rodents in the house.
I have requested the Housing Community to reimburse her because she needs to use her money for her ever increasing needs due to her disability and I'm informed they would not do it because it is not their responsibility to get rodents out. I have told them that it is impossible for a disabled elderly person to deal with the situation and that rodents are a health hazard and does not make the property habitable and that the government had mentioned that during the pandemic Landlords should ensure properties are habitable this has been to no avail and I feel their reasoning is not justified especially since it's not specifically mentioned in the contract that it's up to the tenant.
Could I kindly get your opinion on this?
My very very elderly mum had a rat trying to jump on her bed while she was in it.
I only discovered the rat because she was unwell and I had to stay overnight to tend
to her needs, This was around 3am in the morning so I had to get help to move her from the
downstairs room where the rat was to upstairs as she is disabled and cannot move around without two people's help. Upon getting upstairs in one of the other bedrooms I also discovered another rat,
I got hold of the council later that morning as her landlords are the housing community because this was during the pandemic - Lockdown. Council informed me that they cannot enter the property and therefore could not deal with the rats. As this was an emergency as rodents are a hazard to health and she is fragile and lives on her own I had to help her get someone private to attend to the rodents.
I informed the Housing community and they told me that removing rodents from the home was up to the tenant to do, In her tenancy agreement which is a standard terms and conditions agreement there is nothing that states that either tenant or Landlord should remove rodents. The root cause of the rodents getting in was through a hole in the external wall of the home.
My mum had to pay a large sum out of her pension that she could barely afford to get the rodents out and ensure there were no more rodents in the house.
I have requested the Housing Community to reimburse her because she needs to use her money for her ever increasing needs due to her disability and I'm informed they would not do it because it is not their responsibility to get rodents out. I have told them that it is impossible for a disabled elderly person to deal with the situation and that rodents are a health hazard and does not make the property habitable and that the government had mentioned that during the pandemic Landlords should ensure properties are habitable this has been to no avail and I feel their reasoning is not justified especially since it's not specifically mentioned in the contract that it's up to the tenant.
Could I kindly get your opinion on this?
Old Employer Contacting New Employer to Threaten Regarding Future Contract(s)
I recently resigned from the company I was with after some strong disagreements about the direction and architectural decisions of some senior members of staff, and started work for a new one.
During my time with the last company, particularly the last few months, I have been very critical of them both internally, and afterwards to some people outside of the company fold. Everything I have said is provably true and there has never been any implication it is not. All of the criticism is of systemic issues that led to or ignored catatrophic problems with software systems design. Something my previous company has had publicised problems with before. Nothing I said was ever personal.
After two days of my new job my current company's MD called me into his office to tell me he'd received an email. He said this was sent from a personal email address, but from someone at my previous company (from what he said the implication is someone very high up -- probably the Director of the project I last worked on, based on the details he gave, though he did not give the name). The MD told me this email said that they should be watchful I do not continue to criticise my last company publicly in future, because if I do then my new company might forfit any right to new contracts with them and might otherwise find things difficult. This email included a recent example (which took place in the short period between my leaving the last company and starting my contract with the new one) where I have criticised my former company on a publicly discoverable forum.
The Managing Director was very nice about this. He said he didn't think there was anything wrong with what I said from their perspective: that it was an expression of frustrations with my previous employer which I'd made clear to them before I took the job with them. However, he said they haven't decided yet whether they will be attempting to renew/rebuild prior relations with my old company, or to go for them commercially and to take them on, on the basis that a similar product we offer is, he believes, of higher quality (I agree with this).
Though he didn't ask me not to express myself I understood that the situation was a complex one for them. I told him, as is the truth, that I have a lot of respect for what they are doing and I don't want to complicate the landscape. Though I did not directly say I won't be criticising my former company in obvious public ways in future, and he did not ask me to, I believe there was a mutual understanding that at present it would not be politic.
Everything has been fine since and I've been settling in well and positive relations with the MD have led me to believe there is no damage. However, the whole thing leaves a bad taste in the mouth, particularly since my previous company are much larger than my current and have a lot more weight to throw around. The thing that keeps bothering me is: are there any laws or regulations that might disallow this sort of 'unofficial' economic bullying? I don't intend to challenge directly at the moment and I don't see there would be any benefit to legal action or anything like that, but I would really like to know what the law is here because something about it just seems really off.
During my time with the last company, particularly the last few months, I have been very critical of them both internally, and afterwards to some people outside of the company fold. Everything I have said is provably true and there has never been any implication it is not. All of the criticism is of systemic issues that led to or ignored catatrophic problems with software systems design. Something my previous company has had publicised problems with before. Nothing I said was ever personal.
After two days of my new job my current company's MD called me into his office to tell me he'd received an email. He said this was sent from a personal email address, but from someone at my previous company (from what he said the implication is someone very high up -- probably the Director of the project I last worked on, based on the details he gave, though he did not give the name). The MD told me this email said that they should be watchful I do not continue to criticise my last company publicly in future, because if I do then my new company might forfit any right to new contracts with them and might otherwise find things difficult. This email included a recent example (which took place in the short period between my leaving the last company and starting my contract with the new one) where I have criticised my former company on a publicly discoverable forum.
The Managing Director was very nice about this. He said he didn't think there was anything wrong with what I said from their perspective: that it was an expression of frustrations with my previous employer which I'd made clear to them before I took the job with them. However, he said they haven't decided yet whether they will be attempting to renew/rebuild prior relations with my old company, or to go for them commercially and to take them on, on the basis that a similar product we offer is, he believes, of higher quality (I agree with this).
Though he didn't ask me not to express myself I understood that the situation was a complex one for them. I told him, as is the truth, that I have a lot of respect for what they are doing and I don't want to complicate the landscape. Though I did not directly say I won't be criticising my former company in obvious public ways in future, and he did not ask me to, I believe there was a mutual understanding that at present it would not be politic.
Everything has been fine since and I've been settling in well and positive relations with the MD have led me to believe there is no damage. However, the whole thing leaves a bad taste in the mouth, particularly since my previous company are much larger than my current and have a lot more weight to throw around. The thing that keeps bothering me is: are there any laws or regulations that might disallow this sort of 'unofficial' economic bullying? I don't intend to challenge directly at the moment and I don't see there would be any benefit to legal action or anything like that, but I would really like to know what the law is here because something about it just seems really off.
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Email(s): .....byanmark117@gmail.com
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My Wickr ID:...moneycontrol
Agent whatsapp..+1(213)3285883
whatsapp........+4915213086893
We are the best and Unique producer of HIGH QUALITY Undetectable counterfeit Banknotes. With over a billion of our products circulating around the world. We offer only original high-quality counterfeit currency NOTES. We ship worldwide. We also print and sell Grade A banknotes of over 50 currencies in the world. Here is your chance to be a millionaire. Our money is perfectly reproduced, Indistinguishable to the eye and to the touch. We are sending in various sizes, packed and hidden. All our notes carries all the holograms and water marks and passes the light detector test. We will deliver the money directly to your home without the interference of customs . we have a Huge quantity ready in stock. EUROS,DOLLARS AND POUNDS AND NOVELTY DOCUMENTS LIKE PASSPORTS,ID CARDS,GREEN CARDS AND DRIVERS LICENSE.
We use latest technology to produce our notes so that it looks 100% identical to the real note. This thus implies all security features present in the real notes are present in the note we make. Our team is made up of Quality IT technicians from Morocco, US, Russia, India, Korea and China etc We offer high quality counterfeit NOTES for all currencies.
Why would you buy from us?
Our banknotes contain the following security features that make
it to be genius and we have the best grade counterfeit in the world both Euro and Dollar and any bills of your choice you want.
Security features of our bank notes below :
Intaglio printing
Watermarks
Security thread
See-through register
Special foil/special foil elements
Iridescent stripe / shifting colors.
WHERE CAN YOU SPEND THE MONEY ?
MC DONALD'S , SHOPS , RESTAURANTS , SUPERMARKETS , PETROL SHOPS , GAME HALL , ATM, BANKS,SHOPPING MALLS , GAME AND CASSINO.
ATTRACTION PARKS , ELECTRONIC SHOPS , TAXI , METRO AND TRAIN STATION , USED TO PAY BUS AND ANY TRANSPORTATION AND CAN BE USE IN SUPPER MARKET.
USED FOR OTHER PERSONAL PURPOSE AND EVERYWHERE...
Our banknotes are printed on 80% cotton 20% cellulose paper which differs substantially from normal paper. By using a special printing technique, several picture elements on the front of the banknote are identifiable by touch. The guidelines on detecting counterfeit currency give a comparison of genuine and falsified security features.
- Our bills/notes bypass everything, counterfeit pens and machines.
- Can be used in banks but can be used else where same like normal money
- We have the best HOLOGRAMS AND DUPLICATING MACHINES
- UV: YES
-SSD Solution for sale to clean stain and black notes.
EUR - Euro
USD - US Dollar
DNR - DINAR
GBP - British Pound
INR - Indian Rupee
AUD - Australian Dollar
CAD - Canadian Dollar
AED - Emirati Dirham
ZAR - Rand
CHF - Swiss Franc
CNY - Chinese Yuan Renminbi
MYR - Malaysian Ringgit
THB - Thai Baht
NZD - New Zealand Dollar
SAR - Saudi Arabian Riyal
QAR - Qatari Riyal
Tags:
counterfeit cash, counterfeiting
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BUY SUPER HIGH QUALITY FAKE MONEY ONLINE GBP, DOLLAR, EUROS
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Counterfeit money for sale
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